Are you having trouble getting a vehicle or car loan because your credit score is too low?
The good news is that we’ve got a huge network of “buy here pay here car lots“. You can get easy and quick vehicles to finance through us, so contact us now by applying online today.
To increase your chances of getting a buy here, pay here loan, you should earn at least $2,000 a month.
Our network of dealers wants to help you get the best possible finance rate possible.
However, the price of the car on a monthly basis shouldn’t exceed more than 25% of a your monthly income. So that’s why you need gross monthly earnings of $2,000.
We’ve already done all the work for you with our trusted network of lenders. Just apply today!
Choose a definite budget – If you’re planning to pay $500 per month in installments, you should search for cars that are available within an affordable sales range.
One of the biggest advantages of a buy here pay here loan is that you can choose from a wide variety of high-quality vehicles. If you just take enough time to search for a good helpful dealership service, you’ll have access to their car inventory with the latest features.
You are also guaranteed decent quality service because dealer staff will do thorough inspections on all the vehicles they sell.
You can avoid all of these cons by applying online with our trusted lending network. Get instant approval today.
This can also be referred to as “BHPH” or in-house car loans. So, what is it? It’s where a friendly dealer agrees to sell you the rights to a car in their inventory on terms without involving a third-party lender. You won’t have to get welcome from any bank or lender. In fact, a BHPH dealership doesn’t check credit scores.
Each dealership has a list of requirements to finance shoppers. When a customer fulfills these conditions, the dealer shows different inventory and car prices available to the buyer then hands over the keys once an agreement has been made. Your title remains with your car during the repayment period.
Depending upon the state’s maximum allowed interest rate, a buyer can rack up over 30% interest for a BHPH finance offer. However, the national average for most BHPH dealerships is about 20% APR.
All 50 states have different lemon law requirements. In states like California, the lemon law on used cars requires that BHPH dealers provide a 30-day refund or replacement on used cars.