How Many Types Of No Money Down Car Loans Are There?


There are numerous ways to finance a car, and one of the easiest ways is a no-money-down loan.

 How Many Types Of No Money Down Car Loans Are There?

Many dealerships advertise their no-money-down vehicle loans as an easy solution for someone who can't seem to save up enough money before heading into the showroom. In theory, it sounds great: Buy a car now instead of later, and you don't have to stress about saving up any cash at all.


In practice, this type of financing often leads buyers down a more complicated financial road -- where they end up just as broke as they would be if they had saved up for their dream cars in advance. When dealer ads say "no money down," they actually mean that there is no money down beyond the cost of taxes and fees.

How Does Zero Down Payment Work?

Cars for 0 down, for the most part, means that buyers pay no money beyond tax and tag fees to purchase their vehicles -- but this is where lenders' generosity typically ends. In order to comply with lending regulations set by the Federal Trade Commission (FTC), automakers have to allow customers at least three days from when they buy a car until when they have to accept a dealer's terms.


No Money Down + 0 Percent Interest


In this scenario, you put down no money at all when you buy a car -- but in order to get such an enticing interest rate, dealerships require buyers to use their lending partners' financing which means that you are basically playing by the dealership's rules.

If they don't accept your credit history or score (or if you can't provide enough documentation for them), then tough luck -- you'll end up paying more than what it would cost if you had financed through your own bank since lenders typically raise rates after customers sign on the dotted line.

Even worse, the car you bought will end up being more expensive on a monthly basis.


No Money Down + Dealer-Charged Interest


Another no-money-down situation happens when you buy your vehicle and leave with your keys in hand before financing terms are agreed upon -- but this is not without risk. Again, dealerships typically wait three or four days before finalizing what rate or finance plan you'll be using, which means there's also an undisclosed period of time where you could be hit with dealer fees for being late on a payment or missing one entirely. 


Dealer fees and holdbacks are amounts of money that have been cut from the bottom line to help encourage salespeople to sell more cars -- but they're often not disclosed as such. 


To keep customers from double-checking their math, many finance managers will wait until the very end of the transaction to tell buyers about undisclosed fees that could affect whether they buy or walk away from vehicle purchase. But what if you miss a payment?


The good news is no matter how large your final monthly payment might be with a dealer holdback, if you miss a payment, you'll only owe the regular monthly rate plus $15 -- regardless of the holdback amount. That means you won't be penalized for your oversight. However, dealerships can still report late payments to credit bureaus, which could result in a blemished record that could affect future loan applications and lower your score -- albeit temporarily.


If you're a math whiz, then paying no money down is a way to lower your monthly payment and increase your cash flow. But if you don't have the discipline to save for a down payment, you might as well forget about 0 percent interest rates on cars for 0 down because those deals really aren't as appealing as they seem.


In most cases, dealerships make more money from these programs compared to other types of financing plans.

" We have a huge network of lenders and dealers so that whichever lender is ready to offer your loan at great rates will be tuned in touch with us! "

 Just remember this: No matter how much you think you're saving by not putting any money down, it's going towards something -- either ballooning out the cost of your car or into a dealer holdback account that will come back around when you fall behind on payments.

On A Trip To New York Again And Again

I have a big soft spot for New York City. Every year, a fever takes me to go on a trip to discover this city. I am a traveler, I have a nomadic soul and the cosmopolitan side of New York completely appeals to me.

" We serve almost all the states, so don't worry about it being a problem! "

Ha, I love this city! The people are outside. The apartments are small, so they take over the streets, parks, cafes. Of course over the years, I have toured the tourist spots and the must-see places of New York but what I prefer to do is stroll from one cafe to another, walking the streets and parks. and by opening my eyes wide to immerse myself in the inhabitants, places, and New York life.

Here Are My Favorites

My favorite neighborhood: Hmmm hard to choose but right now it's probably Williamsburg Brooklyn that meets me the most. Lively and creative boho-chic district.

Museum: my favorite? The MOMA. In addition, it is free (and invaded by students) on Friday evenings. Contemporary installations that surprise, through the great classics and design. This year, I saw (lived) an exhibition of Yoco Ono.
For the Beatles fan that I am, it was a half fig-half grape encounter. Not sure if I understood the great lady. In fact, I'm pretty sure I didn't get it at all.
Ha, but that's why we like (or don't) contemporary art. But go there to see the great Picasso, Klimt, Dali, Kandinsky, etc.
Art is everywhere. In the subway, in the parks, in the streets. This year, I noticed several mosaic works in East Village. The “mosaic trail” is a nifty concept of works of art created on urban supports: benches, lampposts, sidewalks for 25 years on a voluntary basis by visual artist Jim Power.

I have great admiration for the art deco architecture that can be found all over the city. The Chrysler Building is the best-known architectural work of this era, but you can find pearls throughout NYC if you look beyond the storefronts.

Street furniture is also an element that gives charm to New York. Park benches, wrought iron fences, bistro tables all over the city. Even the bins have a sophisticated design. The great design success of recent years is the High line.

A high-rise urban park was built on a disused portion of the old overhead rail lines on the Lower West Side. To visit in the evening because crowded during the day.
My favorite urban park is Bryant Park. You can play chess in a small section, take a ride on the carousel, sit on a bistro table to have a picnic, and have a drink (yeah here too you have to cheat and put the aperitif in plastic). Just behind the magnificent library, Bryant Park is a perfect place to read a book and try the street food of the food trucks.

Do: Eat in Chinatown at a restaurant where you will be the only white person and where you will be seated next to a Chinese family on a large circular table where you will see dishes with bizarre and unknown ingredients passing by.

On The Show Side, The One Who Filled Me With Joy And Energy Is Fuerza Bruta.

How do you explain this experience? A multidisciplinary show in a large open space where the viewer is part of the performance and must move according to the action on the stage. An exploded artistic performance! Never seen. The sight to see for open and curious people. We are far from the general public of Broadway. We have the impression of seeing a gang of underground thugs, but we quickly realize that we have in front of us complete artists who give a very physical and polished performance with an extraordinary set design. The show is surprising, fabulous, magical. A must for the curious and open-minded.

What Are The Pros And Cons Of Renting To Own Cars?

 There are many reasons that consumers turn to rent to own vehicles. While the idea of renting may seem like an odd way to purchase a car, it is actually becoming an increasingly popular option for people who cannot afford huge down payments or who do not have perfect credit.

" We're here to help you find the perfect auto loan with your unique credit circumstances. We will make sure that everything is taken care of for it to be as easy and stress-free possible!" 

Aside from these situations, others simply choose to rent in order to test drive a particular model before committing themselves to own one. Renting can also be beneficial for those who want access to certain models without having the hassle of buying and selling when it comes time for them to change their vehicles.


Renting cars with special features can be helpful in some instances. There are even certain luxury cars that consumers can only lease by paying the entire price upfront - unless they sign up for a rent-to-own plan. In these cases, it can be a good option to use car leasing as a way to have the convenience of driving the car for an extended period of time without receiving those back-end costs at once.


What are some cons of renting cars?


However, there are also many drawbacks to consider when deciding whether or not a rent-to-own contract is right for you. First and foremost, unlike traditional leases or loans that facilitate temporary purchasing agreements, all vehicles sold through rent-to-own contracts will remain the property of the dealership throughout the course of your rental agreement. 


This means you will not be able to trade in your vehicle after making sufficient payments toward ownership - making it very difficult for you to upgrade if something better comes along.


Further, all consumers should be made aware that those contracts often come with much steeper down payments and monthly rates than traditional leases or loans. They also require drivers to maintain perfect driving records in order to ensure they do not lose the vehicle due to a simple mistake on the road. In addition, customers who enter into a rent-to-own agreement will usually be required to pay for any damage their vehicles sustain while they are under contract - even if it is caused by something like an accident that was not their fault. This means you could end up paying for more than just the price of your monthly car payments, which can lead to very high costs over time.

Epicurean Getaway In Georgia, Between Vineyards And Feasts

He could have made a career in the greatest restaurants in the world. He preferred to take the tangent. More than a “chef”, he sees himself as a “cook-traveler” carried by the breath of adventure. With an atypical CV of journalist, multilingual academic and chef stamped Ferrandi, Paul Caussé accompanies hand-sewn bush tours and gourmet peregrinations in France, Italy, Japan as well as in some countries of the former USSR. This fall, he takes us to Georgia, which he knows intimately. A journey is placed under the sign of meeting and sharing. As an appetizer: Tbilisi, the capital, where you participate in a typically Georgian slice of life.

At dinner time, in an apartment in the city center, the host, Zura, gives his guests the experience of the supra ¬ - a gargantuan banquet comprising about ten dishes, the tasting of which is punctuated by a rosary. toasts carried by the tamada, the master of ceremonies, and - interspersed with musical interludes provided by the famous Georgian singer Lasha Glonti. We then escape to Kakheti, a superb province backing onto the Caucasus chain, and a Mecca for wine tourism in Georgia. Wine has been produced there since Antiquity while preserving ancestral methods.

Vineyards At The Foot Of The Caucasus Mountains

After a cultural break at the Alaverdi monastery (11th century), the most important monument in Kakheti, whose majestic silhouette stands out against the mountainous horizon, we are greeted at the Rtoni domain by Giorgi Skhirtladze. This winegrower, whose production continues to win distinctions, works with strict respect for traditions. In the marina (cellar) are aligned the kveris, these terracotta jars that the winegrowers bury underground up to the neck for several months so that they must ripen there before being bottled. After tasting the beverage with its beautiful orange color, the sensory adventure continues at ¬domaine Ruispiri, whose table d'hôtes, in the middle of the vines, is a delight for the eye and the taste buds.

The Lodge Of The Former Minister Of Culture

Before the feast, a khinkali-making workshop, these delicious twisted Georgian ravioli, garnished with pork, which we eat while holding them by the stem. Quite an art! The Georgian Wine Route then leads to Mtskheta-Mtianeti, a neighboring province of Kakheti. After a stop at the Djvari monastery, the Mecca of the Orthodox faith in Georgia, we reach the very remote valley of Ateni.

In this natural paradise given over to bears, wolves, and lynxes, the former Minister of Culture, Nika Vacheishvili, has opened a small charming lodge to revitalize the area. Proud to have also relaunched a wine activity, this pioneer of agritourism organizes memorable traditional meals during which Khali (vegetable pancakes with nuts and herbs) succeed the imposing khachapuri (cheese pie). These are just the starters ... To get these invigorating feasts through, you should have a glass (or more ...) of chacha, the local grappa, distilled on-site.

The Best Things To Do In Middleburg, Florida.

Middleburg is a small town in the Florida Panhandle, with a population of around 1,000 people. It's best known for being home to the world-famous Middleburg Creamery, which has been producing ice cream since 1875. Home to some of the most beautiful scenery in America, it also boasts a long history as an early American settlement and home for Native Americans. If you're looking for more than just desert views and ice cream, this guide will tell you everything you need to know about Middleburg.

Find Out What Makes Middleburg So Special

Middleburg is a small town in the Florida Panhandle, with a population of around 1,000 people. It's best known for being home to one of America's oldest and most famous ice cream makers: Middleburg Creamery. Home to some of the most beautiful scenery in America, it also boasts a long history and was once an early American settlement and home for Native Americans. If you're looking for more than just desert views and ice cream, this guide will tell you everything you need to know about Middleburg.

What Makes Middleburg So Special?

First of all, it's beautiful! The town has a lot of natural beauty that draws tourists from all over the world who come to enjoy the enviable panoramic views. Next up, there are plenty of things to do in Middleburg, especially if you're looking for family fun. You can take your kids on a horseback ride at nearby Middleburg Stables, take a hike through the dunes or visit the wildlife refuge where you might spot deer grazing in their natural habitat. And not only does this charming little town have plenty of things to do for families, but also adults too! There are many watering holes in town that serve some tasty lib

Things To Do In Middleburg

Florida may be known for its beaches, but there is so much more to the Sunshine State. Here are just a few things you can do in Middleburg:

Where To Eat In Middleburg

There are only a few restaurants in Middleburg, so if you're looking for a good meal, don't go here.

That being said, there are some really good places to eat in Middleburg.

The best place in town is the Middleburg Inn (5-star Yelp rating), which has been serving up steaks and seafood since 1903. They have a nice happy hour and their food is delicious.

If you're looking for something more casual, La Coco's maybe your best bet. It's a quaint restaurant with outdoor seating that specializes in Mexican dishes. The food is great and the prices are lower than most of the other restaurants in town.

Finally, if you want to grab a drink or beer at one of the many watering holes around town, head to Walkers or Irish Whiskey Pub. If you like wearing plaid, this is probably your spot!

Best Shopping Locations In Middleburg

There are several shopping opportunities in Middleburg. From antique stores to specialty boutiques and even craft markets, you're sure to find something you want or need.

The best places for shopping in Middleburg are as follows:

1) In the downtown area, there's the Downtown Mall. It's located at the intersection of U.S. 129 and U.S. 441, right next to the railroad tracks and on the edge of Lake Jackson Park. The mall is home to many shops that offer everything from antiques to clothing, with a wide range of prices to suit any budget.

2) There's also the Farmer's Market at Lake Jackson Park just off Old East Bay Road near Thomasville Road. The market runs on Saturday mornings from 7 a.m.-1 p.m., so be sure to take advantage of it when you're in town!

3) There are also a few antique stores along Main Street that specialize in different things - some offer furniture, others sell glassware or collectibles and still others sell vintage toys or knick-knacks that would make great gifts for friends or family members back home.

" Fill out this application form, and we'll get back in touch with you soon! "

How To Navigate The Town.

Here are some of the highlights of Middleburg:

Middleburg should be on your list if you're looking for something different than what you might find around Tampa or Naples due to its historical nature. If you're looking for more than just desert views and ice cream, then this guide will tell you everything you need to know about Middleburg

13 Reasons Why Texas Is The Biggest State

If you're a Texan or one of the millions who moved here from their home countries, you probably already know the reasons why Texas is the best state in the Union. But for everyone else, here's why your condition just doesn't compare. (#solepnotsorry)

1. It's Literally Bigger Than Other Places

You might be familiar with the phrase “everything is bigger in Texas”, right? Well if you look at a map you can see that the state itself is literally bigger than all the other states in the continental United States. For reference, Texas is roughly the size of France, so it's even bigger than some of the countries.

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2. Mo 'Money, Mo' Fun

It's no wonder that businesses and workers are flocking to Texas by dint of dime. Texas is one of the few states in the United States that does not have an income tax. Of course, you could also move to Alaska for the same benefit, but why would you want to freeze your butt nine months of the year when you could live in Texas instead?

3. There Is A City For Everyone

They say Houston, the state's largest and most cosmopolitan city, is the New York of Texas and Austin is the San Francisco of Texas, due to its abundance of tech companies. If you're looking for a hip little town with lots of art, Marfa might just be your jam. And Arlington, TX was recently named one of America's Most Affordable Big Cities So no matter what you're looking for, there's probably a part of Texas that's the perfect place to hang your hat and call him home.

4. Texans Are A Great Bunch

Matthew McConaughey, Beyonce, Eva Longoria, Jamie Foxx, Jessica Simpson… All Texans, and all the people who probably wouldn't mind inviting you on a date.

5. The Kolaches Are Delicious

Don't know what a kolache (pronounced ko-LAH-chee) is? It is a delicious pastry that was brought to Texas by Czech immigrants. And thanks to its gooey interior and flaky crust, it's way more delicious than a donut. Do you know what's so delicious to eat? Breakfast, Tex-Mex, and BBQ tacos that Texas has in abundance.

6. Texas Is Rich In History

The Battle of the Alamo, Bonnie and Clyde and George W. Bush; never heard of them before? Texas has so much history that has shaped America in so many ways that the state even requires its public schools to teach there!

7. NASA Is Based Here
Is your state training the next generation of astronauts to explore new planets? We didn't think so.

8. Texans Don't Mess Around

Do not mess With Texas? Rather, don't mess with Texans. People take their love of the Second Amendment here really seriously. Don't like guns? You would probably be more comfortable in little Rhode Island.

9. Great Movies Take Place Here

Dizzy and Confused, The Friday Night Lights, The Great Pee-wee Adventure, The Texas Chainsaw Massacre - all the iconic movies take place and are filmed in the best shape ever.

10. Did Anyone Say “Live Music”?

In Austin alone, there are over 250 concert halls where musicians play hard every night. In March, thousands of people flock to SXSW, one of the country's most notable music festivals.

" We offer the best rates and most convenient payment plans so that there are no headaches or worries when it comes time to pay back this favor! "

11. Hello, All Of You!

Jaded East Coast dwellers might be surprised to find that the people of Texas greet you on the streets and wish you a happy end to the day, even though they've never met you before. That's right. Total foreigners demonstrating southern hospitality; it's an amazing thing to see.

12. Texans Have Their Own Language

Of course, many states have their own accent. Only Texas can claim words like 'y'all' and 'ain't' like theirs.

13. Texas Pride Is Real

If you've ever met a Texan, you know how proud they are. This is why Texas-shaped waffles, tortillas, and even kitchen sinks exist. People who live in Texas just can't get enough of their condition.

Zion National Park

Even among America's National Parks, few can match the breathtaking beauty of Zion National Park. Located near Springdale in southern Utah, the park protects a series of incredible rock formations and tall sandstone cliffs, and is a favorite spot for hiking, backpacking, canyoneering, and climbing. Unlike many other parks in the American Southwest, where visitors look down from the edge of a canyon, visitors to Zion walk the canyon floor and lookup. In addition to the magnificent monoliths and cliffs, the park is known for its desert landscape of sandstone canyons, plateaus, and plateaus.

Arches National Park

Another work of nature art found in Utah, Arches National Park is known for its inspiring natural arches. Salt beds deposited 300 million years ago from the receding ocean helped form the more than 2,000 arches of the park, including Delicate Arch, one of the state's most famous icons. High Spiers, fins, and balanced rocks complement the arches, creating a remarkable landscape. The extraordinary features of the park are highlighted by a striking environment of contrasting colors, shapes, and textures.

Bryce Canyon National Park

Located in southwestern Utah, Bryce Canyon National Park boasts a collection of massive natural amphitheaters (and not a canyon despite its name), nestled alongside the Paunsaugunt Plateau. Visitors to the park can enjoy a spectacular kaleidoscope of rocks of various colors. Originally established by Mormon pioneers in the mid-1800s, Bryce Canyon became a national monument in 1923 and was later designated as a national park. The park is rich in biodiversity and is home to more than 400 native plant species in three elevation-based life zones. Visitors to the park can enjoy 13 viewpoints overlooking the amphitheaters and various hiking trails.

Capitol Reef National Park

Located in south-central Utah, Capitol Reef National Park is less populated than the other national parks in the state, but just as scenic. Although the park is 160 km long, it is quite narrow. With colorful canyons, monoliths, buttes, and ridges, the park is known for the particularly steep line of cliffs and white domes that represented a major barrier to travel until the early 1960s. The park has a wide range of activities, including horseback riding, hiking, and car rides.

Park City

Located in northern Utah is Park City. This former mining town recovered during the 1980s and has quickly become a popular tourist destination thanks to the presence of three major ski resorts nearby. Deer Valley Resort, Canyons Resort, and Park City Mountain Resort Park offer excellent snowboarding and skiing opportunities. Park City has also become a major hub for America's largest independent film festival, the Sundance Film Festival. Visitors to Park City can also go to numerous shops, restaurants, bars, and clubs. On the outskirts of the city, there are reservoirs, forests, hot springs, and trails for cyclists and hikers.

" We finance older units that other lenders won't, so no matter what your credit situation or how old of an RV you have, we can help. "

What To Know About Centreville, Virginia?

Centreville is a community in Virginia that is home to many tech companies. Because of this, it has become a major center for the development of cloud-based technology products. Centreville is also a popular destination for tech employees who want to live near work. But what does Centreville mean when you don’t know it?

What Is Centreville?

Centreville is a city in Fairfax County, Virginia. Centreville is the home of many technology companies and startups.

The area has become a popular destination for employees from all over the country who want to live close to work. Since Centreville is located near many large tech companies, it attracts many people from across the nation and around the world who would like to live here.

But what does it mean when you don’t know where it is? It's a local area in Fairfax County which includes Centreville, Sterling, Herndon, Ashburn and Reston.

What Are The Benefits Of Living In Centreville?

Centreville is a town where businesses and technology companies are located. This makes Centreville a popular place for both residents and workers to live.

When it comes to living in Centreville, there are many benefits of living here. For one thing, Centreville has recently become part of the Northern Virginia Technology Corridor (NVTC), an area that includes the cities of Alexandria and Falls Church, as well as the state capital of Richmond. NVTC is home to multiple major tech companies: Cisco Systems, Dell EMC, VMware, IBM Watson Health.

As a result, Centreville is now home to some of the biggest names in technology today. You can find companies like Facebook, Microsoft, Adobe Systems or Google Cloud Platform here!

How Does Centreville Compare To Other Communities?

Centreville is a community in Virginia that has become a major center for technology-based companies, attracting tech workers from all over the world. Because of this, it's often referred to as "Silicon Slopes".

It's also known as "The Valley" because of its proximity to the Washington D.C. area and because many of the companies there are headquartered in Silicon Valley.

Centreville is home to many companies such as Facebook, Amazon, LinkedIn, IBM and many more. These large companies have all relocated from Southern California or Northern California areas to Centreville so they can be close to their employees and customers.

" Good things come to those who wait, and that's why we're here. "

But how does this compare to other communities? When you don't know what your town is called, where do you turn? How do you find out if your company is based in Centreville? That’s why we've put together this list of perks that every company should offer employees:

These are just some small ways that companies show off their commitment to their employees by making sure they live and work in a community that matters, provides opportunities for success, and offers something different than most other places people might move.

Day 3 of Our 6-Day Vacation in Tennessee and North Carolina.

America is above all a country to be explored by motorbike. Many travel organizations offer organized tours, but the charm is also to plot routes and drive on your own.

Good motorcycle rental companies can be found all over the country and the bikes are often the latest model and well maintained.

We drive on the beautiful roads of the states of Nashville and North Carolina and this area is characterized by the beautiful idyllic landscape with two-lane provincial highways that meander through the landscape with many curves, you can visit beautiful towns, villages, and places of interest.

Be careful, however, because the roads are sometimes of very poor quality and little or no lighting in the dark.

For each route, there is a more detailed description in the review.

The route is suitable for TomTom, Garmin, Harley-Davidson BoomBox 2 (2019 model), and my route-app Navigation.
Day 3 is an approximately 293-kilometer tour through the beautiful Great Smoky Mountain National Park.

It's a day with many beautiful winding roads, including the famous Dragon's Tail (U129), a 17.7km route with 318 turns! We drive from south to north. On day 4, we drive it from north to south. We also drive a lot along rivers, mountain lakes and see several dams.

We leave early and the first point we stop is the Fontana Dam (RP2), a hydroelectric dam in the Little Tennessee River and the largest dam in the eastern United States, and at the time of construction, c was the fourth largest dam in the world.

We follow Lake Cheoh to the southern starting point of the Tail of the Dragon (RP3). This route is a pleasure for bikers. Note that it can also get busy with cars and other motorcyclists, so watch out for oncoming traffic. There is a catch-up ban and you are not allowed to drive on the other side of the road, checks are often carried out and the fines are heavy. More information on this great route can be found in the link at the bottom of this review.

" We know that you're probably tired of being denied a loan. "

En route to the tail, you should stop at RP5 where you have a nice view of Calderwood Lake and the dam of the same name in the distance.

At RP6, we are at the northern starting point (now the endpoint) of the tail. We continue along Lake Chilhowee and the Foothills Parkway (RP7), a national highway that runs through the foothills of the Great Smoky Mountains to the north, offering spectacular views of the Great Smoky Mountains on one side and the Tennessee Valley on the other side. On a clear day, you can gaze out to the Cumberland Mountains, 80 kilometers to the west.
Lunch is scheduled in Pigeon Force at the Iron Boar Saloon (RP9) alongside Hog Shed across from the Rocky Top Harley-Davidson dealership.

After lunch, we drive via Cosby to Gatlinburg, possibly a short trip (faster can be chosen from Pigeon Force to follow the 321 to Pigeon Force, this saves about 70 kilometers and 40-50 minutes.

There is much to see and do in Gatlinburg (RP13), the city that played an important role during the Civil War is a tourist attraction in summer and winter. There are many hotels, bars, restaurants, and other places of interest. More information on Gatlinburg can be found in the link at the bottom of the review. Gatlinburg is a lovely city to plan for an extra night as well, which we do on day 5 of this 6-day trip.

From Gatlinburg, it is still a 100km drive through the Great Smokey Mountains so pay attention to the time, on the way to Stecoah we pass several beautiful spots such as the stone tunnel at RP15 and the lookout New Found Gap at RP16.

Detroit: Is It Worth Visiting?

Yesterday I showed you here on the blog the two amazing attractions we visited in the Detroit metropolitan area last month, both related to Ford, whose headquarters are in the city of Dearborn, neighboring Detroit. I also told you that we were too late for our trip there – despite loving museums and cars – because of Detroit's reputation for being “decadent” and “dangerous”. I decided to write this post to tell a little more about our experience this weekend – specifically in the city of Detroit – and to answer the question I get frequently on the blog: is it worth visiting Detroit? It's worth mentioning that we only stayed at the site for two days, and in Detroit for only one afternoon. So my opinion is not based on a long trip or living in the city for a while. If you want to know what it's like to live in Detroit and want more information about tourist attractions in the city, I recommend the blog Collagem da Luciana Misura: she lived there for some time and even has a complete guide that you can buy here.

We arrived via the Ambassador Bridge – a bridge that connects the city of Windsor in Canada and Detroit in the USA – and after a lot of waiting (in my opinion entering the USA using this bridge is a time-consuming and traumatizing experience), we finally managed to enter America. Upon arrival, we came face to face with the huge and all-pompous building of Michigan Central Station, which has been out of use since 1988. You can't say the site is abandoned as there is a company that controls the site and the building's windows were all replaced in 2015. But it's not in use and if you look at photos from the inside of the site you will see that “abandoned” is the best term for it. You might be wondering why I start my text talking about an abandoned building? I think this is the best way to explain Detroit and the experience of visiting the place: you arrive over a beautiful bridge, with a beautiful view of the city and the modern buildings of the GM Renaissance Center, and you come to face to face with an abandoned building. It is a city of contrasts, of modern vs. abandoned, of curiosity vs. seizure. At least that's all I felt as I walked around town.

Before we visited the place I saw that there was a Brazilian steakhouse right in the center of Detroit, Texas de Brasil. The steakhouse is across from Campus Martius Park at 1000 Woodward Avenue. We ate there (it was very tasty) and as it was Friday afternoon and the place was full of people we decided to walk a little there. We didn't go very far because the biggest concentration of people was in the square and as I was dying to go for a walk on the edge of the Detroit River, we decided to take the car to walk there. We took our car – in a parking lot called Premier Underground Garage where you pay US$10 directly to the person at the entrance, without control or ticket (it reminded me a lot of places in Brazil) and headed towards the river. I was dying to walk the River Walk, ride the Cullen Family Carousel and take a thousand photos of the GM Renaissance Center but then as we were driving we saw a bunch of police cars, some people being “caught”, streets blocked and I didn't feel safe walking there. Unfortunately.

Yes, I know, I know, I shouldn't be worried about being in a room full of cops (and relieved). But it didn't work, that prejudice and insecurity hit harder and I preferred not to risk it. When you read news about the city you see that yes, Detroit is violent compared to other American cities, but it's not the most dangerous there and, to my surprise, it's not even on the 2017 list of the 20 most dangerous cities in the United States. Cities like Miami Beach and Salt Lake City area on the list and Detroit is not (and I've visited these two cities and felt very safe in them). But in the end, the data on car thefts, robberies, and homicides in Detroit is high and that disturbed me a little. And this is a reflection of people leaving the city because of a lack of jobs, which has led to lower tax collections, higher unemployment, and more poverty (according to this source here, 32% of Detroit's population lives below the poverty line).

The journey from downtown Detroit to our hotel in Dearborn was via I-96. And it passes through several residential neighborhoods. And again, the person here was impressed: several abandoned houses, many of them, in the middle of those neighborhoods. We were on the freeway so we couldn't get a sense of what the abandonment was like but when I got home I did a street view on Google maps of some places and I could understand the real dimension of it all (I even did the print above one of the thousands of abandoned houses next to a pretty little one I found on google maps). And it's worth mentioning that you have two abandoned houses next to a very nice and well-kept house. Abandonment is so common there that they even have tours to visit abandoned places in the city, especially for those who like photography.

Remember when I talked about the city of contrasts? Yeah, Detroit is like that. If on the one hand I was afraid to walk down the street and I was super impressed by the abandoned buildings and houses, on the other I was amazed by the buildings in the city center (many of them being revitalized), I was impressed by the new streetcar in the city, the QLINE light rail that has super tech stops with TVs, I found the people super friendly, I was tempted to visit the Motown Museum and the Detroit Institute of Arts, and I loved a little band playing rock while the Detroit Tigers baseball fans headed to the Comerica Park stadium, which is all open and has a beautiful view of downtown Detroit. So, to answer my title question, I think so, Detroit is worth a visit. But you have to come with a “very open” mind to this experience and have a script, knowing full well where you're going.

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I hope you enjoyed my post and I will love to read your thoughts on Detroit: have you gone? do you feel like going? What can I not miss in a new opportunity? any stories that lived there? I await your comments and your participation, which is essential here on the blog. And wait, because I intend to return to Detroit sooner than you think and I will visit other tourist spots and tell you everything around here.