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If you currently own a recreational vehicle or are considering purchasing one, you may be asking yourself this question: Do I need recreational vehicle insurance? Coverage for your RV is just as mandatory as auto insurance. Many states require coverage against uninsured or underinsured motorists, and each state requires minimum liability coverage if the vehicle is driven on the highway.

Note that the state's minimum liability limits apply to self-propelled vehicles. In the case of a towable recreational vehicle, such as a 5-wheeler, a motorhome, or a travel trailer, liability extends from the tow vehicle.

Also, the state's minimum liability limits may not be sufficient for your situation. It is important to have enough coverage to protect your assets in a serious accident or lawsuit. Without sufficient liability coverage, you risk incurring debt or losing those possessions that you have worked hard to get, such as your home, car, RV, personal belongings and savings accumulated during your life.

Standard Coverages for RVs and RVs

Money, Home, Coin, Investment, Business

Some basic coverage for RVs and RVs are:

Coverages for RVs and RVs

Some of the coverage available for RVs and RVs are:

Get a recreational vehicle insurance quote

Whether you use a recreational vehicle for an occasional vacation or permanent residence, Nationwide has the coverage you need for this class of vehicle. We have reliable coverage for RVs, RVs, and travel trailers.